In the evolving landscape of retirement planning, Roth IRAs have emerged as a popular choice, especially among those born in the 1990s. However, advising clients on whether a Roth IRA is the right choice involves navigating a complex set of rules ranging from contributions and conversions to distributions and beneficiary designations. The introduction of the SECURE 2.0 Act further complicates this scenario, bringing changes that professionals must stay abreast of. This complexity can be overwhelming, leading to uncertainty in providing sound financial advice. This course offers a comprehensive solution to these challenges. It is designed to provide a deep understanding of Roth IRAs and Designated Roth Accounts, covering all critical aspects from contributions to the recent changes brought about by SECURE 2.0. You will learn to recognize who can contribute to a Roth IRA or Designated Roth Account, enabling you to offer well-informed, strategic advice to your clients. This course is essential for professionals seeking to guide their clients effectively in making informed retirement and estate planning decisions.