Disability insurance is both important and expensive, so it is critical to understand when you should obtain it, and how to tailor its provisions to your specific needs. In the Essentials of Disability Insurance course, we cover the circumstances under which you should (and should not) obtain this insurance, as well as the various policy components. We also address the factors impacting its cost, how to select both an insurance advisor and an insurer, and how to file a disability claim. In addition, we cover several disability insurance options that can keep your business running while you are disabled. In short, this course is designed to give you a thorough overview of the disability insurance concept.
Learning Objectives
Upon successful completion of this course, participants will be able to:
Recognize the situations in which you should obtain disability insurance.
Recall the types of programs that can provide you with disability support.
Recognize the types of disability insurance that can support any businesses that you own.
Specify the factors that can increase the cost of your disability insurance.
Recall the issues associated with filing a disability claim with your insurer.
Major Topics
The Need for Disability Insurance
The Cost of Disability Insurance
Understanding Policy Components
Filing a Claim